Secure Your Dream Home with Low Rates and Fast Approvals.

Birchfort is committed to guiding you through every step of your mortgage journey.
Our customized mortgage solutions, competitive rates, and dedicated support ensure
a smooth and confident path to your new home.

Why choose Birchfort?

Competitive Rates

Take advantage of market-leading mortgage rates through our extensive network of 25+ banking partners.

Fast Processing

We expedite the mortgage process to ensure quick pre-approvals and smooth
disbursals.

Personalized Service

Our experts provide tailored advice and solutions to support your home financing
plans.

Expert Guidance

Our team ensures a seamless experience through every stage of your mortgage.

Mortgage Calculator

Easily estimate your potential mortgage with our simple calculator. Just enter a few key details: Purchase Price, Residency Status, Down Payment, and Loan Period, to see an estimate of your loan amount and monthly payments.
AED
20% 0 AED
20% 80%
20% 0 AED
25 Years
5 Years 25 Years
0 AED
0 AED

Need a more personalized estimate? Feel free to contact our team for expert guidance.

Eligibility and Requirements for a Mortgage

Discover the key requirements and steps involved in securing a mortgage in the UAE with Birchfort guiding you every step of the way

Nationality

Birchfort is committed to providing mortgage options to UAE Nationals, residents, and non-residents, catering to a broad spectrum of clients.

Age

Minimum age

21

Maximum Age for UAE Nationals

70

Maximum Age for Residents & Non-residents

65

Minimum Income

For Salaried Individuals
Minimum monthly income
AED 10,000
For Self-Employed Individuals
Minimum monthly income
AED 25,000

Income eligibility is subject to change based on lender guidelines and personal circumstances.

Your Mortgage Journey

You don’t have to navigate the mortgage journey alone. Birchfort is here to guide you every step of the way with expert support and tailored service.

01

Contact us to start your mortgage application journey.

Time

02

Gather all necessary documents for your application.

2 - 3 Days

03

We calculate your maximum loan amount and check your eligibility.

2 - 3 Days

04

Choose the best bank and mortgage rate from over 25 trusted partners.

1 Day

08

The bank provides the final offer letter.

1 Day

07

Once you have finalised a property, we proceed with a professional property valuation

1 Week

06

Receive your mortgage pre-approval.

2 - 3 Days

05

We submit your application to the selected bank.

1 Week

09.

We facilitate the mortgage disbursal process.

3 - 4 Days

10.

Congratulations! You’ve officially unlocked the door to your dream home.

Congratulations!
  • FAQ

Got Questions?
We've Got Answers!

Can I buy a property in the UAE if I’m a non-resident?

Absolutely. For non-residents, there are no obstacles to owning property in freehold areas.

Contact Us