Access the Value in Your Home with Equity Release
If your property has increased in value or you’ve paid off a significant portion of your
mortgage, you may qualify to access your built-up equity by refinancing for a higher
amount than you currently owe.
What is Equity Release?
Equity release lets you unlock the built-up value in your property without selling it. It’s a smart way to access extra funds, whether for upgrading your home, making new investments, or purchasing another property.
Fast Process
We streamline your equity release to ensure a quick and hassle-free experience.
Lower Monthly -Payments
Access competitive rates through our network of over 25 partner banks to lower your payments.
Trusted Guidance
Our experienced professionals provide clear guidance and support throughout your refinancing journey.
Let’s get you pre-approved
-
FAQ
Got Questions?
We've Got Answers!
Who is eligible for equity release?
UAE Nationals, residents, and non-residents can apply for equity release.
How much equity can I access?
The amount you can borrow depends on your residency status and the value of your property. The maximum Loan-to-Value (LTV) ratio
for properties under AED 5 million is:
85% for UAE Nationals
80% for UAE Residents
60% for Non-Residents
Can I apply for equity release if I already have a mortgage?
Yes. Many of the banks allow existing mortgage holders to apply for top-up loans, enabling you to access additional funds based on
the equity built up in your mortgaged property.
What types of properties are eligible for equity release?
Equity release is typically available only on completed and ready-to-move-in properties. It is generally not applicable to underconstruction or off-plan projects.